Funds

WHAT WE OFFER

For Advisors and Individual Investors

For Institutional Investors

We offer a range of local and offshore Collective Investment Schemes (CIS), also known as unit trust funds, designed to deliver certainty to clients over time.

You can access these professionally managed portfolios for as little as R1000 a month, or R10 000 as a once-off lump sum.

View our Flagship Funds here

For Advisors and Individual Investors

Institutional Client Portfolios

Discretionary segregated accounts and pooled portfolios using our Collective Investment Scheme Management Company (unit trusts).

Discretionary Segregated Mandates

Discretionary segregated mandates are available to clients investing R100 million or more.

Investing via a Pooled Vehicle

Clients may elect to invest in a pooled vehicle. This may be due to asset size, regulatory constraints or the client preference.

Find out more

For Institutional Investors

OUR PHILOSOPHY IS SYSTEMATIC AND RISK-FOCUSED.

We believe in providing clients with certainty.

Our scientific approach to managing money enables us to give our clients comfort that we can meet their objectives with a high degree of certainty. We provide them with the assurance that they are in the hands of a trusted team of experts.

Investment Management

OUR FLAGSHIP RANGE OF FUNDS

This matrix represents our flagship propositions across the full risk/return spectrum in which we manage money. Each one of these propositions applies a combination of our core skills of:

01Yield generation

02Risk management

03Asset allocation

In fact, the only thing we avoid is picking individual stocks as there is very weak evidence of any consistent success at this.

Flagship Funds Offshore Flagship Funds

Prescient Income Provider Income producing with downside risk managed while offering inflation protection

Prescient Income Plus Fund High yield credit exposure with inflation protection

Prescient Flexible Bond FundSavings for retirement, offering systematic exposure to local bonds, enhanced with high-performing yield assets

Prescient Defensive FundSavings for retirement and other goals offering a more conservative asset allocation including equities and offshore assets

Prescient Balanced FundLong term savings for retirement offering an aggressive asset allocation to mostly equities and offshore assets

Prescient Equity FundLong term savings aiming to consistently outperform peers

Real: CPI +3% p.a. Risk: 3+ months
Real: CPI +3% p.a. Risk: 3+ months
Real: CPI +3% p.a. Risk: 3+ years
Real: CPI +4% p.a. Risk: 3+ years
Real: CPI +6% p.a. Risk: 5+ years
Real: CPI +7% p.a. Risk: 5+ years

Prescient Global Income Provider FundIncome producing with downside risk managed while offering inflation protection

Prescient Global Balanced FundHigh yield credit exposure with inflation protection

Prescient Core Global Equity FundLong term savings for retirement offering an aggressive asset allocation to mostly equities and offshore assets

Real: US CPI +1% p.a. Risk: 3+ months
Real: US CPI +5% p.a. Risk: 5+ years
Real: US CPI +6% p.a. Risk: 7+ years

PRESCIENT FUNDS

Prescient Corporate Money Market Fund

Classification South Africa - Interest Bearing - Money Market

Risk Factor Conservative

Summary

Liquid, low risk money market offering, with enhanced yields.
Maintain capital stability and liquidity.
This Fund is suitable to investors with a short term investment horizon.
This Fund is externally rated and has a AA+ rating.
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Money Market Fund

Classification South African - Interest Bearing - Money Market

Risk Factor Conservative

Summary

Liquid, low risk money market offering, with enhanced yields
Maintain capital stability and liquidity
Regulation 28 compliant
This Fund is suitable to investors with a short- to medium-term investment horizon

Factsheet Explore Fund

Prescient Yield Quantplus® Fund

Classification South African - Interest Bearing - Short Term

Risk Factor Conservative

Summary

Target returns in excess of Money Market.
Strong capital preservation and downside risk measures followed.
The Fund is structured to not under perform Money Market over any rolling 3 Month period.
This Fund is suitable to investors with a medium- to long-term horizon.
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Optimised Income Fund

Classification South African - Multi Asset - Flexible

Risk Factor Conservative

Summary

A liquid, low-risk money market offering, with enhanced after-tax yields from listed shares fully protected by overlay strategies (provided by the big 5 South African banks).
It is managed conservatively, and it aims to maintain capital stability and liquidity.
This Fund is suitable to investors with a short- to medium-term investment horizon

Factsheet Explore Fund

Prescient Income Provider Fund

Classification South African - Multi Asset - Income

Risk Factor Conservative

Summary

Stable real returns, aiming to maximise income via exposure to primarily South African money and bond markets, but offers offshore exposure.
Aims to return CPI + 3% per annum and never to lose capital over any rolling three-month period.
This Fund is suitable to investors with a short- to medium-term investment horizon
Regulation 28 compliant

Factsheet Explore Fund

Prescient SA Income Provider Fund

Classification South Africa - Multi Asset Income

Risk Factor Conservative

Summary

Aims to return CPI + 3% per annum through a full interest rate cycle while providing stability by aiming never to lose capital over any rolling three-month period.
Provides stable real returns and maximises income via exposure to primarily the South African Money and Bond markets. No offshore exposure.
No or low effective equity exposure with high interest-rate yields and stable capital values.

Factsheet Explore Fund

Prescient Income Plus Fund

Classification South African - Multi-Asset - Income

Risk Factor Moderately Conservative

Summary

Aims to outperform cash and typical income funds (STeFi Call + 3% per annum through a full interest rate cycle) with enhanced income yield while maintaining constrained credit risk exposure to avoid undue capital preservation risk.
Introduces high diversification across high-yielding assets and high-quality liquid assets.
Potential investors should have a marginally high tolerance for risk for the higher expected income yields.
This Fund is suitable to investors with a medium - to long - term investment horizon

Factsheet Explore Fund

Prescient Global Income Provider Feeder Fund

Classification Global - Multi Asset - Income

Risk Factor Conservative

Summary

A hedge against any rand depreciation while providing exposure to high-yielding offshore assets that are not available locally.
The Fund aims to generate a real return in US dollars and is benchmarked to the US inflation rate, converted to rands.
The Feeder Fund is invested in the Prescient Global Income Provider Fund.
This Fund is suitable to investors with a medium - to long - term investment horizon

Factsheet Explore Fund

Prescient Specialist Income Fund

Classification South Africa - Multi Asset Income

Risk Factor Conservative

Summary

Aims to return CPI+3% per annum through a full interest rate cycle while providing stability by aiming never to lose capital over any rolling three-month period.
Provides stable real returns and maximises income via exposure to primarily the South African Money and Bond markets.
No or low effective equity exposure with high interest-rate yields and stable capital values.
Suitable for Medical Schemes (complies with Regulation 30)

Factsheet Explore Fund

Prescient Flexible Bond Fund

Classification South Africa - Interest Bearing - Variable Rate

Risk Factor Moderately Conservative

Summary

Aims to generate returns above the JSE BEASSA All Bond Index over time with active bond management combined with strategies to reduce risk.
Exposure to bonds.
This Fund is suitable to investors with a medium- to long- term investment horizon
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Portable Alpha Bond Fund

Classification South African - Interest Bearing - Variable Term

Risk Factor Moderately Conservative

Summary

Aims to deliver attractive, risk-managed returns through exposure to the South African bond market, while outperforming the All-Bond Index (ALBI).
Seeks enhancement opportunities by focusing on cost-effective and financially sound quantitative techniques through the portable alpha process.
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Defensive Fund

Classification South Africa – Multi Asset – Low Equity

Risk Factor Moderately Conservative

Summary

Aims to generate CPI + 4% after fees and outperform the ASISA average of the South African - Multi-Asset - Low Equity funds through the cycle.
Up to 40% equity exposure and stable and attractive income yield from South African interest-bearing markets.
This Fund is suitable to investors with a medium term investment horizon
Regulation 28 compliant

Factsheet Explore Fund

Prescient Balanced Fund

Classification South African - Multi-Asset - High Equity

Risk Factor Moderately Aggressive

Summary

Aims to generate CPI + 6% after fees and outperform the ASISA average of the South African - Multi-Asset - High Equity funds through the cycle.
Maintains meaningful exposure to equities of up to 75%.
This Fund is suitable to investors with a medium- to long- term investment horizon
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Domestic Balanced Fund

Classification South African – Multi-Asset – SA High Equity

Risk Factor Moderately Aggressive

Summary

Fund is exposed to a diverse range of domestic only equities, property and interest-bearing instruments.
This Fund is suitable to investors with a medium- to long- term investment horizon
Regulation 28 compliant.

Factsheet Explore Fund

Prescient Global Balanced Feeder Fund

Classification Global - Multi Asset - High Equity

Risk Factor Moderately Aggressive

Summary

Aims to achieve long-term capital growth of US CPI + 5% with diversified exposure to offshore growth assets like equities, with returns converted to Rands.
This Fund is suitable to investors with a medium- to long- term investment horizon

Explore Fund

Prescient Positive Return QuantPlus Fund

Classification Multi-asset income

Risk Factor Moderately Conservative

Summary

Aims to outperform CPI + 4% through the cycle while protecting capital over rolling 12-month periods.
Up to 60% equity exposure and stable and attractive income yield from South African interest-bearing markets.
This Fund is suitable to investors with a medium - to long - term investment horizon
Regulation 28 compliant

Factsheet Explore Fund

Prescient China Balanced Feeder Fund

Classification Worldwide - Multi-Asset - Flexible

Risk Factor Aggressive

Summary

Aims to generate real returns and capital growth to outperform Chinese inflation by 3% over the long-term.
Diversification benefits of exposure to China with an investment in Rands.
Returns can be volatile, so a long-term horizon is essential.

Factsheet Explore Fund

OFFSHORE FUNDS+

Prescient Global Income Provider Fund

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Prescient Global Balanced Fund

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Prescient Core Global Equity Fund

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Prescient Core Global Emerging Markets Equity Fund

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Prescient Global Positive Return Fund

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Prescient China Balanced Fund

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Prescient China Equity Fund

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Prescient Global Absolute Return Fund

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RAND DENOMINATED OFFSHORE FUNDS+

HOW DO OUR EQUITY FUNDS DIFFER?

They all offer long term capital growth through low cost exposure to the entire South African listed equity market or specific parts of this (as defined by the respective indices explained below) with low tracking error relative to the respective index.

Prescient Equity Fund

MDD

Explore

South African equity market exposure

Achieve returns above the (ASISA) South African General Equity category over the medium- to long-term

The (ASISA) South African General Equity category is a simple average of the performances of the funds included in the category.

Provides exposure to the average of the South African General Equity sector.

Prescient Core Equity Fund

MDD

Explore

South African equity market exposure

FTSE/JSE Africa Shareholder Weighted Total Return Index

The constituents of the FTSE/JSE Shareholder Weighted (SWIX) All Share Index are based on the FTSE/JSE All Share Index but are weighted in the SWIX indices to represents the proportion of a constituent’s share capital that is held in dematerialised form and registered on the South African share register.

Provides diversified exposure of the South African equity market.

Prescient Core Capped Equity Fund

MDD

Explore

South African equity market exposure

FTSE/JSE Capped Shareholder Weighted All Share Total Return Index (Capped SWIX)

The constituents of the FTSE/JSE Capped Shareholder Weighted (SWIX) Weightings are capped at 10% to reduce concentration risk.

Prescient Core All Share Equity Fund

MDD

Explore

South African equity market exposure

FTSE/JSE Africa All Share Total Return Index

The FTSE/JSE All Share Index represents 99% of the full market capital value i.e. before the application of any investability weightings, of all ordinary securities listed on the main board of the JSE, subject to minimum free-float and liquidity criteria.

Provides diversified exposure of the South African equity market.

Prescient Core Top 40 Equity Fund

MDD

Explore

Large capitalisation sector of the South African equity market

FTSE/JSE Africa Top 40 Index

Consists of the top 40 largest companies in the FTSE/JSE All Share Index.

Provides exposure to the largest and most liquid listed companies on the JSE

Prescient Property Equity Fund

MDD

Explore

South African Listed Property

FTSE/JSE SA Listed Property Index

Consists of the top 20 liquid companies, by full market cap, in the Real Estate Industry with a primary listing on the JSE.

Prescient Core Global Equity Feeder Fund

MDD

Explore

Global Equities

Aims to deliver returns close to the MSCI World Index at low cost.

The MSCI World (Developed Market) Index covers more than 80% of the free-float adjusted market capitalisation across over 20 Developed Market countries