Investment and Return Objective
The Fund aims to outperform CPI + 3% per annum over the medium-term by generating consistent positive returns while protecting capital over rolling 12-month periods.
Who Should Invest
Investors seeking real returns above cash through the market cycle (typically 7 year periods) but also require capital preservation and downside protection over the shorter term (typically 1 year periods). This Fund is suitable to investors with a medium- to long-term investment horizon and is Regulation 28 compliant.
The Fund invests in cash, capital market instruments and equities with an active asset allocation overlay. The equity component of the Fund is protected to reduce the risk of capital loss. The Fund is thus structured to optimise returns in positive market cycles and to protect capital during negative periods/cycles.
Risk Indicator = Moderately Conservative
Risk Indicator Definition
These portfolios typically have moderate equity exposure or in the case of bond funds, longer duration bond exposure, resulting in some capital volatility over the shorter term. They are managed in such a manner that the probability of capital losses over one year periods is unlikely. These portfolios typically target returns in the region of 3% - 4% above inflation over the long term.