As 2025 draws to a close, we reflect on what can only be described as a turbulent year: the ongoing conflicts, rising tariffs, rapid advances in AI, corruption, cybercrime, and the surge in withdrawals linked to the new Two-Pot retirement system.
But it’s not all doom and gloom. Against the odds, markets have shown resilience, delivering positive investment performance that surprised many, proving that there’s still reason for optimism.
In a world where we’re inundated with information daily, we believe in sharing insights that empower our members. In this second edition, you’ll find:
- Cybersecurity tips to help protect yourself against increasingly sophisticated cyber threats.
- Insights on umbrella funds and how they can strengthen workforce resilience and engagement – a key driver for South Africa’s future.
- Investment commentary from Prescient Investment Management, providing an overview of recent market trends and performance.
As we wrap up another year, we want to take a moment to thank you for your trust and partnership. We hope this holiday season brings you joy, peace and time well spent with loved ones.
We look forward to continuing our journey together in the new year.
Best wishes,
Helena
