Notice to Visitors (IR)

This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
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Notice to Visitors (Namibia)

This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
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Notice to Visitors (China)

This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
   
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Our Services

Retirement Solutions & Risk Benefits

Prescient Life offers investment-linked savings vehicles to institutional and retail clients

Investment options include internal and external managed portfolios and funds. Risk benefits are available in partnership with Triarc.

Retirement Solutions

Prescient Life is a registered long-term insurer and an approved retirement benefits administrator. Prescient Life issues investment-linked policies to institutional and retail clients and administer the Prescient Retirement Funds.

For institutional investors, Prescient Life offers fund policies to standalone or umbrella retirement funds and medical schemes, endowment policies to corporates, and administers the Prescient Umbrella Funds which are also available to corporates.

For retail investors, Prescient Life offers endowment policies, tax-free savings accounts and living annuity policies.  Prescient Life administers the Prescient Retirement Annuity Fund and Prescient Preservation Funds, which are also available to individual clients.

Prescient Life and the Prescient Retirement Funds offer clients a selection of investment options in the form of internally and externally administered life-pooled portfolios and collective investment schemes.

Available Policies

Fund Policies
Allow retirement funds and medical schemes to invest into life-pooled portfolios, managed by a variety of appointed asset managers. For further information, please contact us on lifeinfo@prescient.co.za 

Endowment Policies
Allow high net worth individuals or corporates to invest in life-pooled portfolios or collective investment schemes through a tax-efficient policy for 5 years or more.

Tax-Free Savings Accounts
Allow individuals to save for medium or long-term expenses, such as buying a house and education, and invest in life-pooled portfolios or collective investment schemes in a tax-efficient manner.

Living Annuity Policies
Provides an income to individuals in retirement. The retiree is able to choose their own income (as long as it falls between 2.5% and 17.5% of the invested capital balance) and investment options.

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Available Retirement Funds

Retirement Annuity Fund
Allows individuals to save for retirement in a tax-efficient manner. Members of the fund can invest their fund credit and contributions in a variety of approved investment options. View our Retirement Annuity Fund Brochure

Preservation Funds
Allow individuals to preserve the benefits that they have accumulated in an employer fund in a tax-efficient manner when they change jobs. Members of the funds can invest their fund credit in a variety of approved investment options.

Umbrella Funds
Allow employers to provide their staff with a retirement fund through which the employees can save for retirement in a tax-efficient manner. Participating employers of the funds can choose up to 10 approved investment options to make available to their staff.


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Risk Benefits

Prescient Life is proud to have an association with Triarc (Pty) Ltd who offers a full range of individual and group risk benefits. More detail on these products can be found on the Triarc website:
www.triarc.co.za 

Our Team: