Investment options include internal and external managed portfolios and funds. Risk benefits are available in partnership with Triarc.
Prescient Life is a registered long-term insurer and an approved retirement benefits administrator. Prescient Life issues investment-linked policies to institutional and retail clients and administer the Prescient Retirement Funds.
For institutional investors, Prescient Life offers fund policies to standalone or umbrella retirement funds and medical schemes, endowment policies to corporates, and administers the Prescient Umbrella Funds which are also available to corporates.
For retail investors, Prescient Life offers endowment policies, tax-free savings accounts and living annuity policies. Prescient Life administers the Prescient Retirement Annuity Fund and Prescient Preservation Funds, which are also available to individual clients.
Prescient Life and the Prescient Retirement Funds offer clients a selection of investment options in the form of internally and externally administered life-pooled portfolios and collective investment schemes.
Allow retirement funds and medical schemes to invest into life-pooled portfolios, managed by a variety of appointed asset managers. For further information, please contact us on email@example.com
Allow high net worth individuals or corporates to invest in life-pooled portfolios or collective investment schemes through a tax-efficient policy for 5 years or more.
Tax-Free Savings Accounts
Allow individuals to save for medium or long-term expenses, such as buying a house and education, and invest in life-pooled portfolios or collective investment schemes in a tax-efficient manner.
Living Annuity Policies
Provides an income to individuals in retirement. The retiree is able to choose their own income (as long as it falls between 2.5% and 17.5% of the invested capital balance) and investment options.
Available Retirement Funds
Retirement Annuity Fund
Allows individuals to save for retirement in a tax-efficient manner. Members of the fund can invest their fund credit and contributions in a variety of approved investment options. View our Retirement Annuity Fund Brochure
Allow individuals to preserve the benefits that they have accumulated in an employer fund in a tax-efficient manner when they change jobs. Members of the funds can invest their fund credit in a variety of approved investment options.
Allow employers to provide their staff with a retirement fund through which the employees can save for retirement in a tax-efficient manner. Participating employers of the funds can choose up to 10 approved investment options to make available to their staff.
Prescient Life is proud to have an association with Triarc (Pty) Ltd who offers a full range of individual and group risk benefits. More detail on these products can be found on the Triarc website: