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The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

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The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
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This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
   
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Our Products

Retirement Income

The Prescient Life offers a Living Annuity, providing you with an income in retirement

With Prescient’s Living Annuity policies you are able to retire from an occupational or umbrella retirement fund, a retirement annuity fund or a preservation fund into a living annuity.

The Prescient Living Annuity pays a regular income to retirees. It provides you with a low cost, flexible retirement income product, which is easy to understand and offers a range of investment options.

Prescient Life Living Annuity Policies

What is it?
The Prescient Life Living Annuity provides you with an income in retirement. You are able to retire from an occupational or umbrella retirement fund, a retirement annuity fund or a preservation fund into a living annuity.

What income do I receive?
You are able to choose the amount of income that you would like to receive on an annual basis. The income must be between 2.5% and 17.5% of your retirement capital at the start of the year. The income is not guaranteed to last for life and it is important to manage your drawdown rates accordingly.

What about tax?
You will be taxed on the income from your living annuity according to the PAYE tax tables.

What are my options?
You are able to pick from a range of approved investment options. You are able to switch between these investment options at any point without cost.

What about transfers?
You may transfer your existing living annuity to the Prescient Living Annuity and there will be no penalties should you wish to transfer from Prescient to another provider.

What about converting?
You are able to convert your living annuity into a guaranteed life annuity (with another provider) at any time.

View Living Annuity Brochure

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