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The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

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  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
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The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
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This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which Prescient Holdings, including all of its subsidiaries and associates ("Prescient"), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking "I AGREE" below, you consent to the terms and conditions above and you confirm and agree that:

  1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
  2. by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
  3. any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
   
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New Investor

Invest With Us

At Prescient we believe that certainty is imperative when investing for the future

How To Invest With Us

Saving for the future is not an easy task. Most of us are painfully aware of the financial discomfort that followed the 2008 global financial crises and the impact it had on prospective market returns.

At Prescient we believe that peace of mind is of paramount importance when investing for the future and hence we structure our investment products to provide you with some certainty as you save towards your goals.

There are numerous reasons to save, for example, retirement, education, buying a house, vacations etc. Everyone’s savings goals and personal circumstances are different and hence there is no “one size fits all” savings product. However, at Prescient we do offer a range of cost-effective saving and investment products which have been providing consistent investment returns for years and can help you reach your goals in a reliable manner. 

Start Investing

If you would like to invest with Prescient, there are a number of ways you can do it: 

Contact Your Financial Advisor

Deciding on an appropriate investment(s) can be difficult. The investment decisions you make now can have a considerable impact on your future and obtaining sound advice is important. If you are in any doubt as to how you should go about structuring your investments, you should contact your financial advisor. Financial advisors are trained to understand your financial needs and create solutions which are optimal for you.

Invest Directly With Prescient

If you do not want advice, or have already been advised, and would like to invest directly with Prescient then you can do so.

Choose Your Investment

  • Invest in a Unit Trust

    Collective Investment Schemes (commonly known as unit trusts) are “funds” where the money from many investors are pooled together and invested in assets like shares, bonds, property and cash. This means that investors do not have to manage individual investments themselves, but rely on the skills of appointed investment professionals to manage the fund. Prescient offers a range of units trusts at reasonable cost to the investor.

  • Invest in an Endowment

    The Prescient Endowment is an investment-linked policy underwritten by Prescient Life (RF) Limited. It allows high net worth individuals who are comfortable with a minimum five-year investment term, want a tax-efficient way to save, and wish to create liquidity in their estate to invest in life-pooled portfolios or collective investment schemes.

  • Invest in a Retirement Annuity

    The Prescient Retirement Annuity Fund is a personal retirement savings vehicle which allows you to save for your retirement in a tax-efficient manner. Members of the fund can invest their fund credit and contributions in a variety of approved investment options.

  • Invest in a Preservation Fund

    The Prescient Preservation Pension and Preservation Provident Funds are tax-efficient vehicles which allow you to preserve the benefit that you have accumulated within your employer fund when you change jobs. Members of the funds can invest their fund credit in a variety of approved investment options.

  • Invest in a Living Annuity

    The Prescient Living Annuity is an investment-linked annuity policy underwritten by Prescient Life (RF) Limited. A living annuity pays you an income in retirement and is suitable for retirees who do not want to purchase a guaranteed life annuity or a with-profits annuity. The Prescient Living Annuity can be purchased with a retirement benefit, or, with a transfer from another living annuity. With a living annuity, you are able to choose how you would like your retirement benefit to be invested. You are also able to choose the level of income that you would like to draw from your living annuity.

  • Invest in a Tax Free Savings Account

    The South African National Treasury has approved the implementation of a tax-free savings account (TFSA) as an incentive to encourage individuals to save. The aim is to increase saving over and above retirement based-savings through a more accessible, tax-free product. From 1 March 2015, individual investors can invest up to R33 000 a year in tax-free savings accounts. While the capital investment will be capped at R500 000 over the investor’s lifetime, all proceeds earned (interest, dividends and capital growth) will be 100% tax free.

Need Help?

If any of the above is not clear, please feel free to contact us for more information or view our product write ups. Send the completed application form and supporting documentation to Prescient.

For Unit Trust Investments

Tel
+27 21 700 3600
Fax
+27 21 700 7333
Email
pmancoadmin@prescient.co.za

For All Other Investments

Tel
+27 21 700 3600
Fax
+27 21 700 3700
Email
plife@prescient.co.za
  • Join an Umbrella Fund to Offer My Employees a Retirement Savings Vehicle

    Prescient offers an Umbrella Pension Fund and Umbrella Provident Fund as affordable and tax efficient retirement savings solution for employers who recognise the need for employees to save for retirement, but for cost reasons and perhaps the lack of expertise are reluctant to start their own retirement fund.

     

  • Offer Risk Benefits to My Employees

    Prescient Life is proud to have an association with Triarc (Pty) Ltd who offers a full range of individual and group risk benefits. More detail on these products can be found on the Triarc website.

Need Help?

If any of the above is not clear, please feel free to contact us for more information or view our product write ups. Send the completed application form and supporting documentation to Prescient

Umbrella Fund Investments

Tel
+27 21 700 3600
Fax
+27 21 700 3700
Email
ebadmin@prescient.co.za

Risk Benefits

Tel
087 231 0222
Fax
086 235 5238
  • Invest in a Discretionary Segregated Mandate

    Discretionary segregated mandates are available to clients investing R100 million or more. Each portfolio management agreement will define the investment parameter to which Prescient will manage the assets, the terms and fees. Assets will be registered in the client’s name and the client can choose their custodian. Discretionary mandates can be tailored to the client’s needs.

    Invest in a Pooled Solution

    Clients may elect to invest in a pooled vehicle. This may be due to asset size, regulatory constraints or the client preferring an investment vehicle that is subject to additional regulation like a Collective Investment Scheme.

    Collective Investment Schemes (CIS)

    The range of available CIS funds includes Prescient’s core portfolios as well as funds where the mandate has specifically been designed to assist clients using a building block approach. Investors are pooled into a single unit fund which is highly regulated. The minimum lump sum investment into a CIS portfolio is R10 000.

    Fund Policies

    Retirement Fund and Medical Scheme clients may choose to invest into an investment linked Fund policy issued by Prescient Life. The investment options underlying the Fund policy includes most of Prescient’s core portfolios. The minimum investment into a Fund Policy is R10 000.  

Need Help?

For Institutional Investments

Tel
+27 21 700 5443
Fax
+27 21 700 3700
Email
rae.perez@prescient.co.za
  • A Financial Planner to Assist Me

    Prescient Wealth Management provides simple, bespoke solutions in an advisory and consultative manner using best of breed advice. Our solutions start with an extensive understanding of your requirements and an independent review of your current position, leaving you with your personal Wealth Health Plan and a skilled and trusted partner to advise and guide you into the future. If you would like to have a comprehensive Wealth Health Check or discuss any component of your Wealth Plan, please contact us.

  • Portfolio Management Solutions That Cater to My Specific Wealth Needs

    In a globalised and volatile economy, managing your wealth can be a daunting task. Accessing global returns requires a systematic, tried and tested investment philosophy. PWM incorporates the best features of the "US University endowment model" investment philosophy while considering the requirements of private clients, particularly liquidity. We deliver diversified, cost-effective portfolios that meet private client requirements through a carefully crafted portfolio management process. If you would like to know more information on our solutions, please contact us.

Need Help?

For Private Wealth Investments

Tel
+27 21 700 3600
Fax
+27 21 700 3700
Email
pwadmin@prescient.co.za

Need help?

Contact us for more information on investing.

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Thank you for getting in touch!

We always love to hear from you. We have received your message and will respond as soon as possible. However, If your inquiry is urgent, please feel free to contact us on +27 21 700 3600. We look forward to speaking with you soon. The Prescient Team