Investment and Return Objective
The Fund aims to achieve real growth in capital over time. The Fund invests in a combination of collective investment schemes providing exposure to equity, bonds, preference shares, listed property stocks and cash. The Fund may invest 30% of the portfolio offshore and will comply with Prudential Investment Guidelines at all times, which makes the Fund ideal for use in retirement portfolios. The Fund employs a best-of-breed philosophy, thus allowing the inclusion of external managers with demonstrated superior ability in various asset classes or processes.
Who Should Invest
The Fund is suitable for investors with a moderate risk profile seeking real growth in capital over time. Investors should have a longer investment time horizon and prefer a combination of different, yet complementary investment managers in one Fund. The portfolio will be positioned according to the manager’s assessment of prevailing investment conditions, adjusting equity, bond, listed property and cash exposure. The Fund is Regulation 28 compliant.
Risk Indicator = Moderate
Risk Indicator Definition
Generally, Medium Risk portfolios hold more risky assets such as equity and offshore exposure than a Low Risk portfolio and less than a High Risk portfolio. Medium Risk portfolios therefore tend to exhibit lower variability in returns (volatility) when compared to a High Risk portfolio and more so when compared to Low Risk portfolios. The anticipated future returns and potential loss of capital of such a portfolio is expected to be lower than for High Risk portfolios and higher than for Low Risk portfolios.